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How to get your credit report free of charge

6:00 AM
Applying for credit ALL goes to your credit file.

If you apply for a loan or balance transfer was recorded to your credit file frequently, that may cause your credit history at RISK as they only recored how many times you apply but not recorded if you were approve or declined.

It is not always good to apply for credit.
Apply only when needed as the ability to buy a house or start a business often depends on your credit history.

Check your credit history:
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VEDA
www.mycreditfile.com.au
or
http://www.mycreditfile.com.au/home/free-credit-file.dot

I find it difficult to request for FREE credit report with VEDA.
Tried calling them and I was put on hold for a bit of time and decided to go with D&B which has online application form

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D&B has online facility to apply for FREE credit report:

https://www.dnbcreditreport.com.au/my_standard_request/index.aspx

- report can be sent via email
How to get your credit report free of charge How to get your credit report free of charge Reviewed by on 6:00 AM Rating: 5

How to deteremine your phone number (Telstra)

3:56 PM
ISP provider usually have ways of checking if your address or phone line is supported.

BUT you need to know the phone number.

Assuming that you just move in to a new address and does not know the phone number on the premises, how qould you know what is the previous phone number?

- Plug in a phone handset and try to dial in " 12722123" and it will provide you the phone number assuming it from Telstra even if the line is deactivated.

You will only be able to find out if the exchange is enabled or not.


PSTN Carrier Test Numbers (Telstra)

http://www.accesscomms.com.au/reference/testnumb.htm



Ring 1800 80 1920 to find out the number regardless of carrier
How to deteremine your phone number (Telstra) How to deteremine your phone number (Telstra) Reviewed by on 3:56 PM Rating: 5

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