* Anthill

https://itunes.apple.com/au/app/anthill/id414658364?mt=8

Requirements: Compatible with iPhone 3GS, iPhone 4, iPhone 4S, iPhone 5, iPod touch (3rd generation), iPod touch (4th generation), iPod touch (5th generation) and iPad. Requires iOS 4.2 or later.


★★★★★

AWARDS:

- Anthill was selected as iPad Game of the Week in October, 2011!
- Anthill made the Quality Index Top 10 list in October, 2011! 

 This Halloween, the American Dental Association and PopCap Games are redefining what a Halloween “treat” can be... by giving FUN instead of candy.

Download printable coupons for a free
Plants vs. Zombies PC/Mac game

http://www.stopzombiemouth.com/

Coupons are redeemable Oct. 30 - Nov. 10, 2012

Tell what your dog will do.. input anything on the field and it will enable the "Button to get the FREE SAMPLE"

http://coupon.schmackos.com.au/fbapp.aspx

(maximum of 2 per household)

Voucher can be found on Woolworths Fresh magazine available free at Woolworths/Safeways Stores

Or you can download and print the vouchers at http://woolworths4.smedia.com.au/Olive/AM3/Fresh/   (page 34-44)

Valid from 29/08/2012 to 30/09/2012

Use code "69199" 


50%* Off Menu Price on Value Range, Traditional & Premium Large Pizzas. Pick Up only. Quote code: 69199. Valid until 9/9/12. Online only. Selected stores only. Excludes Cheaper Tuesday, Supreme on White at $6.95 and any other pizza vouchers or promotions. Normal surcharges still apply.

Free regular Subway Six Inch® Sub and any 600ml Coke, 600ml Water or Powerade Drink!

http://www.subway.com.au/EatFreshClub/Login.aspx



Valid at your chosen store for 12 hours after activation. (active only when you areready to pick it up in 12hrs)

- Available until 07/10/2012.

 1. Register and it will send a confirmation on your email for the activation link.
2. Check your email and click on the activation link


Existing account holders need to check the "OFFER" tab to activate the promo.



This NOT the birthday promo. You will also be able to get the free sub on your birthday.

Alternate link to register, if SUBWAY does not work.

http://www.subway.com.au/eatfreshclub/register.asp

One box per person per day.

If you're shopping with your partner or a friend...

You can buy 1 box and take the $10 gift card and then give it to your partner so that he can buy another box using the $10 gift card.
Repeat the next day if you need more.....


Catalogue download link for more information:
http://catalogues.toysrus.com.au/portal/catalogueoffer/toys-r-us-catalogue-babies-r-us/13442296524505?pageview=two

MediaFire offers its Cloud Storage Service with 50GB of space for free.

https://www.mediafire.com

Link: http://students.autodesk.com/?nd=register

Educational Purposes, Any students, teachers or accociates are eligable. Although there is zero verification on your status…
Instructions:
1) Click the link, Register.
2) Check your e-mail and confirm your account.
3) Once you enter your activation link in your URL you'll be re-directed to the site, on the top of the page click "Free Software"
4) Click the drop down of the product name, the year of the version. 32bit or 64bit.
5) Click next you'll be given a Download Button and your product key.

Enjoy! Moots

You will be entitled to a product key of each of the following:

• AutoCAD
• AutoCAD for Mac
• Autodesk Inventor Professional
• Autodesk Revit Architecture
• Autodesk 3ds Max
• AutoCAD Architecture
• AutoCAD Civil 3D
• AutoCAD Electrical
• AutoCAD Map 3D
• AutoCAD Mechanical
• AutoCAD MEP
• AutoCAD P and ID
• AutoCAD Plant 3D
• AutoCAD Raster Design
• AutoCAD Structural Detailing
• Autodesk 3ds Max Design
• Autodesk Alias Automotive
• Autodesk Alias Design
• Autodesk Ecotect Analysis
• Autodesk Green Building Studio
• Autodesk Impression
• Autodesk Infrastructure Modeler
• Autodesk Inventor Publisher
• Autodesk Maya
• Autodesk MotionBuilder
• Autodesk Mudbox
• Autodesk Navisworks Manage
• Autodesk Quantity Takeoff
• Autodesk Revit
• Autodesk Revit MEP
• Autodesk Revit Structure
• Autodesk Robot Structural Analysis Professional

http://nativegrowth.com.au/nativeguide/

http://www.petdirectory.com.au/?page=FreePetProduct_Ridley_TheChookBook


The Chook Book - 7th Edition

The Barastoc Feed Range - An introduction to home flock management
Keeping hens in the backyard can be a very rewarding experience:

• The deliciously nutritious eggs that are laid fresh each day, which can also help with the family grocery budget.
• The pleasure of keeping and breeding poultry and the rewards that come from showing and selling them.
• The charming and lovely companionship that comes from keeping poultry as family pets and the important education they give to children.
• And keeping hens also supply a terrific fertiliser for the garden.

• www.energymadeeasy.gov.au
• www.myenergyoffers.nsw.gov.au

Highest rate when I open an account for my daughter was 10% interest.

Current Kids saver interest rate: 8.00%p.a.

Still highest interest rate as far as other kids savings account.



Note: at the end of anniversary (1 year after opening the account), it will automatically move all the funds to a Bankwest Children’s Savings Account which has lower interest rate.

What I would do is transfer all the funds every anniversary to a term deposit or maybe buy stocks or transfer it to a higher online savings acccount.


I would still continue to save at the  Bankwest Kids Bonus Saver and transfer the funds including the interest earned every anniversary.

I would setup an automatic transfer on my payroll account of $250 every month a day after I open the account to get the maximize the interest rate I can get and for me not to forget on depositing funds every month.


Note: There is a limit of interest earned for kids. Refer to ATO for the limit of income earned by a child.

Website: http://www.bankwest.com.au/

http://www.livesalary.com.au/

www.tastingtable.com

Download as PDF or iBooks

Latest UBank high interest rate is 4.02% for their Transaction account with a nominated USaver including 1.06% p.a. Ultra Bonus USaver Ultra transaction account as of this writing (Nov-2014)




This post was in 2012. They now sto pthe ASPand introduce the ULTRA transaction account to get a bonus interest rate
============================================

I've been with Ubank for some time now and so far it never disappoint me as they try to keep their interest rates competitive.


Advantage  from other online savings account:
- Can withdraw money anytime (online)
- No withdrawal limit (above 20k via phone banking)

Deposit at least $200 monthly to get the bonus interest rate.
- setup an automatic savings that debits $200 monthly to your link account every after you got your salary so you don't need to remember transferring money to Ubank account.
- Make sure there is enough fund in your link account if you are setting up ASP.


Watch out for their Term deposit as it sometimes provide higher rate that the Usaver account but at this point it is lower than the Usaver interest rate.


Maximum deposit is $200,000 per account.

- What you can do is assuming your deposit is more than that, you can create individual accout for you and your wife so that would make our limit 400k max deposit.

Website: https://www.ubank.com.au

They also provide one of the lowest mortgage loan which has a current rate of 5.62% (only for refinance)

www.melbournehomeshow.com.au
Enter coupon code to get half price ticket for Saturday and Sunday.

Code: HOCKINGSTUART

130gm Rump Steak & Chips

Applying for credit ALL goes to your credit file.

If you apply for a loan or balance transfer was recorded to your credit file frequently, that may cause your credit history at RISK as they only recored how many times you apply but not recorded if you were approve or declined.

It is not always good to apply for credit.
Apply only when needed as the ability to buy a house or start a business often depends on your credit history.

Check your credit history:
-----------------------------------------------------------
VEDA
www.mycreditfile.com.au
or
http://www.mycreditfile.com.au/home/free-credit-file.dot

I find it difficult to request for FREE credit report with VEDA.
Tried calling them and I was put on hold for a bit of time and decided to go with D&B which has online application form

-----------------------------------------------------------

D&B has online facility to apply for FREE credit report:

https://www.dnbcreditreport.com.au/my_standard_request/index.aspx

- report can be sent via email

ISP provider usually have ways of checking if your address or phone line is supported.

BUT you need to know the phone number.

Assuming that you just move in to a new address and does not know the phone number on the premises, how qould you know what is the previous phone number?

- Plug in a phone handset and try to dial in " 12722123" and it will provide you the phone number assuming it from Telstra even if the line is deactivated.

You will only be able to find out if the exchange is enabled or not.

PSTN Carrier Test Numbers (Telstra)

http://www.accesscomms.com.au/reference/testnumb.htm



Ring 1800 80 1920 to find out the number regardless of carrier

Home Buyer & Property Investor Show

www.homebuyershow.com.au

When:  20-22 July 2012
Where: Sydney Convention & Exhibition Centre

Fee: $18 for tickets purchased at the door or $12 for tickets purchased in advance via the website.



USE code "DOMAIN" in promo code to get FREE tickets.

They will provide ticket in pdf format and send via email.

http://www.crayola.com/free-coloring-pages