Disclaimer: some promotion may change without prior notice and upon discretion of the bank
* ING (FREE $50 joining bonus ends april 1 2021)
One of the TOP Savings Account: ING (1.35% conditions apply)
PLUS get FREE $50 joining bonus using the code: DLZ138
Promo Ends by 30 April 2021
1. Go to http://ing.com.au/everyday, open a new Orange Everyday and enter "DLZ138" in the promo box at the end of the online form.
2. Deposit $1,000+ (such as their pay) from an external account into their new Orange Everyday account within any calendar month.
3. Open a Savings Maximiser (if they don't already have one) and make a deposit into this account.
4. Make 5+ settled (not pending) purchases using their new Orange Everyday card within any calendar month.
Tips to meet the 1.35% bonus interest:
- If you have trouble meeting the 5x transaction per month, install/use BeemIT app in your mobile.
Transfer $1.00 for 5x between ING account and your other bank account like UP or Big4 bank.
Transfer takes few minutes only when transferring to OSKO compliant.
Then I transfer it back (vice versa) in my case to UP bank since UP also requires 5x transactions. This way I am not force to buy to comply with the 5x transaction since I mostly use ING as a savings account.
- Make sure your monthly balance is higher than previous month.
* UP Bank (FREE $10 )
Use the link to earn free $10 upon joining ==> https://hook.up.me/yzzy
- get $5 when you join
- get another $5 when you make 5 purchase
Tip if you don't want to spend to meetthe 5x transaction, use BeemIT to transfer money to your other bank account and it will reflect as a purchase.
* 86400 (1.2% interest rate / FREE $10 ends Mar 31 2021)
Use code: 5ZBS5AD when joining to earn free $10
1.2% interest rate condition applies. It is bought by NAB and plan to merge with Ubank
Where do I enter the code?
- Download the app (86400)
- Enter the code "5ZBS5AD" during the sign up process.
- Deposit funds and make a purchase within first 30 days
Android: 86400
https://play.google.com/store/apps/details?id=au.com.bank86400&hl=en_AU&gl=US
IOS/App store: 86400
https://apps.apple.com/au/app/86-400-smart-mobile-banking/id1449543099
* Bank of Melbourne (FREE $50 joining bonus ends Mar 31 2021)
Complete Freedom, transaction account | Bank of Melbourne
All account holders on the new Complete Freedom account must not hold or have held a Bank of Melbourne, St.George Bank or BankSA transaction account, or received this offer at any time to be eligible
* HSBC ($100 Bonus With $2000/Mth Deposit for 3 Months)
https://www.hsbc.com.au/accounts/products/everyday-global/
$0 Monthly account fee
0% Overseas Transaction Fee
$0 Overseas ATM Withdrawal Fee
* Westpac (Free $50 Ends April 7 2021)
https://www.westpac.com.au/personal-banking/bank-accounts/transaction/choice/
Get FREE $50 with a New Westpac Choice Everyday Bank Account
Deposit $500 & Make 5 Purchases within 30 Days
For 18-29 yrs old gets 3% interest rate on savings
Tip:
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What do I do with all those bank account?
- if no maintaining balance, I leave the account open with ZERO balance (move all the money to your main account or with the highsest interst rate)
- If it requires a lot of requirements and charges maintenance fee, I close the accont after I get the joining bonus
I keep UP and ING open since they give high interest and UP doesnt charge maintenance fees.
* UP: it is one of the fastest osko transaction, in few minutes the money is already on the other bank account. They are also aggreesive in deveoping their product.
* ING : it has the highest no-honeymoon rate of 1.35% and I use it as a savings account
* 86400: I keep it as is as it has plans to merge with Ubank since it as bought by NAB and I use Ubank one of my main account together with ING.
Kids savings: CUA (2.5%)
- I use this for remittance and you can use transferWise to transfer direct USD to USD for funding other brokers or transferring to a US bank account.
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